Advantage of retirement fund vs provident fund?

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• 1. Why invest in retirement mutual fund schemes?
• 2. Who should invest in retirement mutual funds?
• 3. When can retirement funds be withdrawn without penalty?
• 4. When to start a retirement fund investment?
• 5. Can retirement funds be used as collateral for a loan?
• 6. How to start a retirement fund investment?
• 7. Advantage of retirement fund vs provident fund?

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