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What are the taxation with Bonds/T-bills?

Last updated August 22, 2026

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  • Bonds: Interest income is credited to your bank account every 6 months, so it is considered as income from other source so tax need to pay as per your tax slab.
  • In case of any appreciation in the bond price, it is considered a capital gain. Long-term (LTCG) is 20% with indexation. If G-Sec are held for more than 3 years, it's come under LTCG, if less than 3 year then it's STCG.
  • 1. How can retail Investor invest in Bonds/T-bills with Zerodha Coin?
  • 2. How much brokerage do I need to pay with Bonds/T-bills Investment with Zerodha?
  • 3. What are the taxation with Bonds/T-bills?

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